Are my investments set up as efficiently as possible?

As independent financial planners, we have access to all products across the market, so we will find the right solutions for you.

Your partner in financial confidence

You have set up various investments; however, you’ve not done much since and left them to their own devices. As you start thinking more about your future – retirement, bucket list trips, helping your children financially – you question whether your investments are delivering what you need them to. By delegating your finances to someone who has experience in investments, you can ensure yours works for you.

We’ll be there to create lasting change

Discuss a range of solutions

We understand that you’ll have varying needs and investment challenges. Every solution we recommend will be designed to help you achieve your long-term financial goals and shape a better future for you and your family. We’ll always look to use the most tax-efficient vehicles available and make you aware of the potential risks and rewards.

Cashflow planning introduction

The concept of cashflow planning may be completely new to you, or you might have an inkling as to what it involves. Whatever your position, we will explain how we use it to visualise your future and help determine whether you’ve got enough saved for retirement and what can be done in the years leading up to it.

Look at sustainable options

The more we speak about sustainable investments with our clients, the more commonality we find. Therefore, we have changed our investment process to cater to those looking for more sustainable options. If this is a route you’d like to explore more, we can discuss it with you in great detail and find solutions that match your values.

Provide a long-term service

When we say “lasting change”, we mean just that. Savings and investments should be reviewed regularly. We build a long-term relationship with you, and we’ll be there for many years to come. As situations and the markets change over time, we will become the first people you call to get everything back on track.

Answering your questions,
one step
at a time

Understanding you

Our journey starts with fact-finding and gathering information to understand the value we can add.

Establishing your position

We delve into the details and understand where you are right now and what’s needed to achieve your goals.

Creating your plan

We’ll pull together our recommendations before presenting them to you and answering any questions.

Implementing your changes

We like to take the weight off your shoulders, so we will implement our recommendations on your behalf.

Your ongoing journey

Financial planning is ongoing, so we’ll meet with you annually to review your strategy.

What clients are saying

Client satisfaction is our ultimate goal. See what some of our happy clients say about the value of our work.

We have used MW-FS for many years and would highly recommend them to anyone who needs help with their finances. Adam is easy to get hold of and he comes to see us twice a year to explain how our investments are working for us in easy terms.

Graham Kilsby

Adam keeps me updated on how my pension is performing. He checks I’m still happy with the investment funds and that I understand the performance data so I can make informed decisions about my pension. I thoroughly recommend him as a pensions adviser.

Elaine

Twelve years ago, preparing for retirement was a major issue, deciding to find an adviser was our first decision, then deciding on Dave Hemsley was the swift second. Dave's advice has consistently been sound and well-researched. We have regular documented reports and regular informal conversations to monitor that all is well. We have been pleased so far and look forward with confidence.

Derek, Ilkley

I wanted to retire but was unsure how to approach the financial planning aspect of doing so.

I was lucky enough to be directed to MW-FS for guidance. Adam explained the process of pooling our finances into one plan and the benefits that can be gained from doing so.

Having Adam's support has stopped me worrying about having a stable income for the years to come and the prospect of being able to leave my family financially secure.

Mary

I have little knowledge of, and even less interest in, the world of finance, so I am always in need of simple and clear guidance about how to handle my affairs. I feel particularly lucky to have found Tracy Hutty, who has been a breath of fresh air by constantly providing me with straightforward advice that is easy to understand. I feel that I am in very safe hands, and can strongly recommend both Tracy and Marshall Wooldridge Financial Services.

Dr Paul Bahn, Hull

My employment did not always allow me to keep on top of my tax, pension and investment affairs so it is reassuring for me to know that they were and still are, in very capable hands. The knowledge that any questions I have, no matter how trivial they seem, are never 'silly questions' and are resolved in a professional manner and I'm pleased to say, with good humour. Long may it continue.

Dennis, East Midlands

Richard has been our financial adviser for a number of years, Richard is proactive in suggesting changes within our investment portfolios. Our finances needed careful advice as we’d had savings which were then added to after redundancies and inheritance, and impending retirement for me if not my wife just yet!
His advice is always clear, and he willingly navigates us through technical language to get to a solution with which we are happy. Richard is also more than happy to meet us at our home in Nottingham despite living in Leeds! A bonus!

Ross, Nottingham

We were first introduced to Marshall Wooldridge in 2019, it was important to us to know they were well established.
We have developed a great relationship with our adviser and have never felt under any pressure with them. Their patience and understanding has been fantastic. Richard takes time to get to really understand what your needs are and gives help and pointers along the way that look at all aspects of your finances.
For us personally, it has resulted in us investing at a level of risk that suits our situation, we are comfortable with and suits our goals. We would highly recommend them.

Alison

I first met David in the early 1990’s when he came to see both my late father and me regarding our pensions. I have always found him to be honest and concise. His reasoning is well thought out and logical and he thrives on trying to get the best outcomes for his clients. I have always found him to be approachable and always willing to listen to any of my queries or suggestions. His knowledge of the industry is extensive, and he makes great endeavours to ensure that his knowledge is always up to date.
I would always recommend him (and his firm) to anyone seeking a financial adviser.

Jim Brook